Where Are Home Prices heading in 2026?

As we look ahead to 2026, real estate experts see a few possible directions for home prices:

📉 Prices Could Dip If...
• Mortgage rates climb again, making homes less affordable and reducing demand.
• A wave of baby boomers decides to sell, increasing supply faster than buyers can absorb.
• The economy slows and unemployment rises, weakening buyer confidence.

⚖️ Prices Could Hold Steady If...
• Mortgage rates and housing inventory balance each other out.
• Economic conditions stay predictable—no major shocks or surprises.
• Regional differences even out, with some areas cooling while others stay strong.

💡 The Bottom Line:
Experts expect home prices to stay mostly stable with modest growth in 2026. If you find a home you love and the numbers work for you now, it might be wise to act rather than wait for “perfect” conditions—because even small rate or price changes can shift affordability quickly.

Thinking about buying or selling in 2026? Let’s talk about what makes sense for you in today’s market.

📞 Michelle Cecchini | Broker/Owner & REALTOR
Shell Realty LLC
📧 ShellRealtyBroker@gmail.com | 🌐 www.ShellRealtyHomes.com
Market Smart. Client-focused. Always.